Massachusetts has an approximate statewide effective property tax rate of 1.14% of home value — ranking #18 of 51 (including DC) from highest to lowest, and above the 0.93% average across all states. Massachusetts does levy a state income tax, so enter your state’s rate in the state income tax calculator alongside the federal figures.
Property tax on a home in Massachusetts (approximate):
| Home value | Annual tax | Monthly escrow |
|---|---|---|
| $200,000 | $2,280 | $190.00 |
| $300,000 | $3,420 | $285.00 |
| $400,000 | $4,560 | $380.00 |
| $500,000 | $5,700 | $475.00 |
| $750,000 | $8,550 | $712.50 |
Run your Massachusetts numbers
Property tax is one line of a full housing payment. Use the mortgage calculator to model principal, interest, taxes and insurance together, the property tax calculator to apply your exact local rate and exemptions, and the affordability calculator to see what payment your income supports. Investors evaluating rentals in Massachusetts should run cap rate and the full rental analyzer, since property tax feeds directly into NOI.
Frequently asked questions
What is the property tax rate in Massachusetts?
The approximate statewide effective rate is 1.14% of home value — roughly $4,560 per year on a $400,000 home. Your actual bill depends on your county, city, school district, and any exemptions, so treat this as a planning figure rather than a quote.
Does Massachusetts have a state income tax?
Yes. Massachusetts taxes income at the state level in addition to federal income tax.
How much are property taxes on a $400,000 home in Massachusetts?
At the approximate statewide effective rate of 1.14%, roughly $4,560 per year, or about $380.00 per month escrowed into a mortgage payment.
How this compares nationally
See property tax rates across all states for the full ranking, and U.S. home price statistics for national price context. For the mechanics of how property tax fits a mortgage payment, see the complete mortgage guide and the PITI and escrow definitions.
Sources & caveats
- Effective property tax rates: Tax Foundation analyses of U.S. Census American Community Survey data (2022–2023 vintage), rounded.
- Income tax status: state statute as of 2025. New Hampshire taxes interest and dividend income only.
- Rates shown are statewide effective averages. Local rates, assessment ratios, and homestead exemptions vary widely within every state — always verify with your county assessor.
Educational estimates, not tax or legal advice. Compiled July 2026.