First-use fee is 2.15% with $0 down; waived for veterans with service-connected disability.
Example: Home price: $350,000 · Down payment: 0% · Rate: 6% · Term: 30 yrs → Monthly payment (no PMI): $2,143.54.
Funding fee financed: $7,525
Total loan: $357,525
Frequently asked questions
How do I calculate va loan? First-use fee is 2.15% with $0 down; waived for veterans with service-connected disability. Enter your numbers above and the result updates instantly. For example: Home price: $350,000 · Down payment: 0% · Rate: 6% · Term: 30 yrs → Monthly payment (no PMI): $2,143.54.
Is this VA Loan Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for va loan. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.