Example: Sale price: $250,000 · Down payment: $25,000 · Interest rate: 7% · Amortization: 30 yrs → Monthly payment: $1,496.93.
Financed amount: $225,000.00
Balloon payment due: $211,796.08
Interest collected by balloon: $76,611.91
Frequently asked questions
How do I calculate seller financing? Enter your numbers above and the result updates instantly. For example: Sale price: $250,000 · Down payment: $25,000 · Interest rate: 7% · Amortization: 30 yrs → Monthly payment: $1,496.93.
Is this Seller Financing Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for seller financing. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.