CalcYard / Personal Finance

Retirement Calculator

Example: Current age: 35 yrs · Retirement age: 65 yrs · Current retirement savings: $80,000 · Monthly contribution: $800 → Projected nest egg: $1,625,297.

  • Sustainable spending (4% rule): $65,012
  • Target nest egg (25× spending): $1,500,000
  • Surplus / shortfall: $125,297