How do I calculate loan-to-value? Enter your numbers above and the result updates instantly. For example: Loan amount: $480,000 · Appraised value: $650,000 → LTV: 73.85%.
Is this Loan-to-Value Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for loan-to-value. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.