How do I calculate hard money loan? Enter your numbers above and the result updates instantly. For example: Loan amount: $200,000 · Interest rate (interest-only): 11% · Points: 2 pts · Term: 9 mos → Monthly interest payment: $1,833.33.
Is this Hard Money Loan Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for hard money loan. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.