Example: Annual spending: $48,000 · Current invested assets: $150,000 · Annual savings: $40,000 · Annual return: 7% → Years to financial independence: 14.
FIRE number: $1,200,000
Current progress: 12.5%
Frequently asked questions
How do I calculate fire? Enter your numbers above and the result updates instantly. For example: Annual spending: $48,000 · Current invested assets: $150,000 · Annual savings: $40,000 · Annual return: 7% → Years to financial independence: 14.
Is this FIRE Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for fire. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.