Example: Years until college: 10 yrs · Current savings: $15,000 · Monthly contribution: $300 · Annual return: 6% → Projected savings: $76,455.
Projected cost: $195,467
Surplus / shortfall: −$119,013
Share covered: 39%
Frequently asked questions
How do I calculate college savings? Enter your numbers above and the result updates instantly. For example: Years until college: 10 yrs · Current savings: $15,000 · Monthly contribution: $300 · Annual return: 6% → Projected savings: $76,455.
Is this College Savings Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for college savings. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.