Example: Monthly take-home income: $5,800 · Housing: $1,800 · Transportation: $600 · Food: $700 → Left to save each month: $1,050.00.
Total spending: $4,750.00
Savings rate: 18.1%
Housing share (aim ≤30%): 31.03%
Frequently asked questions
How do I calculate budget? Enter your numbers above and the result updates instantly. For example: Monthly take-home income: $5,800 · Housing: $1,800 · Transportation: $600 · Food: $700 → Left to save each month: $1,050.00.
Is this Budget Calculator free? Yes — completely free with no sign-up or paywall. It runs entirely in your browser and keeps working offline; the numbers you enter never leave your device.
How accurate is it? It uses the standard published formula for budget. Results are estimates for planning — not financial, tax, medical, engineering, or legal advice.